What type of insurance do you need for your elective?
Kathy Oxtoby looks at what types of insurance you need to think about when planning your elective in the UK and abroad
If you are staying in the United Kingdom for your elective or doing one that doesn’t include patient care, consider taking out basic travel insurance as a minimum: this will cover you for loss of possessions, injury, or illness. If you are going on elective in a clinical setting in the UK, your host hospital should already have indemnity cover for UK based medical students, but check before you start.
Use price comparison sites such as moneysupermarket.com (www.moneysupermarket.com/travel-insurance/), comparethemarket.com (www.comparethemarket.com/travel-insurance/), and gocompare.com (http://www.gocompare.com/travel-insurance) to find the best deals. Also, check whether you are already covered by, or are eligible to receive, a discount from your bank.
Destinations, costs, and incidents covered—such as lost or stolen baggage and passport, travel delays, injury, and illness—will vary between providers, so check the small print to make sure you are covered for what you need before purchasing a policy.
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