Mature but poor
One term down, another 14 to go. My creative financial plans are going to have to become more artistic as the year proceeds. I do not remember having to use such tactics 10 years ago when I was a university student first time round. Money wasn't really an issue. That's not because my parents are loaded or because I worked day and night in some student labour camp. Everything just seemed that much simpler. Local authority cheques would obediently wait for me at the start of every term, and with a couple of signatures across a cheque book, fees and accommodation were taken care of. Banks practically begged me to take an overdraft and student loans fell from the sky.
Six years of work followed with a rather comfort. able salary. Among other things, this went towards paying for various grown up toys, such as cars, flats, and houses as